RE/MAX Advantage
Buyer's Guide
Team Zimmerman Realtors · FloRealty.com · (386) 282-6767
Led by Broker Eric Zimmerman — a real estate professional since 2004 — our team has successfully assisted hundreds of clients throughout the Daytona Beach area. We serve clients from Palm Coast to Palm Bay and from the coast to Winter Park, providing knowledgeable guidance and local expertise every step of the way.
Step 1
Find the Right REALTOR®
We start with a buyer's consultation — your must-haves, your wish list — then build a custom home search tailored to you.
Step 2
Mortgage Pre-Approval
Know your true budget. Focus on the monthly number — mortgage, taxes, and HOA fees — and make the largest down payment you can.
Step 3
Select Homes to View
We'll narrow it down together and tour up to 6 homes at a time — any more and it's hard to distinguish between them.
Step 4
Write an Offer
We'll research comparables, prepare the offer, and advise on how to win — including in multiple-offer situations.
Step 5
Negotiate
The seller can accept, reject, or counter. We skillfully negotiate the best price and terms on your behalf.
Step 6
Due Diligence
Financing approval and home inspection. A few hundred dollars on inspection can save you thousands in surprises.
Step 7
Clear to Close
You'll receive the closing disclosure with final numbers, wire funds to title, and sign. Keys change hands — you're a homeowner!
Step 8
Before You Move In
Update your mailing address, transfer utilities, and set aside funds for moving, repairs, and new furniture.
Step 9
Moving Day
We have a trusted mover list ready. Emotions run high — having an experienced REALTOR® by your side keeps everything on track.
Monthly Costs of Owning
- Mortgage payment
- Utilities
- Maintenance
- Homeowner's insurance
- Property taxes
- HOA fees
One-Time Purchase Costs
- Down payment
- Title fees & insurance
- Inspection fee
- Appraisal fee
- HOA transfer & cap fee
- Taxes & closing costs
Mortgage Documentation Required
Salary / Hourly
- Two recent pay stubs
- Prior 2 years W2s
- Prior 2 years tax returns
Self-Employed
- Past 2 years tax returns (same field)
- Company financial statements
- Certificate of Incorporation
All Buyers
- Proof of down payment
- Driver's license or passport
- Copy of contract & MLS sheet
Pre-Approval
~1 Week
Find Your Home
1–4 Weeks
Due Diligence
1–2 Weeks
Possession
30–45 Days
Ready to Start?
Download the Full Buyer's Guide
Get the complete guide — including the Homebuyers Roadmap, mortgage checklist,
and house hunting tips — as a PDF you can keep and refer back to.
